Terms of Service
Last updated: July 25, 2026. These terms govern your use of the Tennessee Coverage Finder website.
Note: These terms are published by Cam Health Services LLC. They should still be reviewed by qualified legal counsel to confirm they fit the actual business structure and offerings — nothing on this page is legal advice.
What this site is
Tennessee Coverage Finder is an independent, free educational resource about ACA Marketplace and Medicare Advantage health coverage in Tennessee. We are not an insurance company, we do not sell insurance policies directly, and we are not affiliated with the federal government, HealthCare.gov, or TennCare. By using this site, you agree to these terms.
Educational purpose, not advice
Content on this site — including cost estimates, plan comparisons, enrollment timing, and industry-specific guidance — is provided for general educational purposes only and does not constitute insurance, financial, tax, or legal advice. Plan pricing, availability, carrier networks, and rules change frequently and can vary by ZIP code, household, and plan year. Always confirm current details with a licensed agent, the relevant carrier, or the official Marketplace before making a coverage decision.
Quote requests and third parties
If you submit the quote request form on this site, your information is shared with a licensed Tennessee insurance agent who may contact you as described in our Privacy Policy. Any insurance product you ultimately purchase is a contract between you and the insurance carrier (and, where applicable, the agent), not with Tennessee Coverage Finder. We do not guarantee that any specific plan, price, or carrier will be available to you.
No warranty
This site is provided "as is" without warranties of any kind, express or implied, including as to the accuracy, completeness, or timeliness of any information presented. We make reasonable efforts to keep content accurate and current but cannot guarantee it, given how frequently insurance pricing and rules change.
Limitation of liability
To the fullest extent permitted by law, Tennessee Coverage Finder and its operators are not liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on its content.
Links to third-party sites
This site links to third-party resources, including HealthCare.gov, Medicare.gov, and the Tennessee Department of Commerce and Insurance, for reference. We don't control and aren't responsible for the content or practices of external sites.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes take effect constitutes acceptance of the updated terms.
Governing law
These terms are governed by the laws of the State of Tennessee, without regard to conflict-of-law principles.
Contact us
Questions about these terms? Visit our Contact page.
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