About the Agent: Cameron Erwin
The licensed Tennessee insurance agent behind the guides on this site, and what "Reviewed by Cameron Erwin" actually means when you see it.
Credentials
- Name: Cameron Erwin
- Tennessee Department of Commerce and Insurance License Number: 3004250804
- National Producer Number (NPN): 22209841
- Role: Licensed Tennessee health insurance agent, Cam Health Services LLC
Before working with any agent, it's reasonable to confirm their license is active. Tennessee license status, including this one, can be verified directly through the Tennessee Department of Commerce and Insurance, and NPN status can be checked through the National Insurance Producer Registry.
What Cameron does
Cameron Erwin is a licensed Tennessee insurance agent who works with individuals, families, and small business owners across the state to compare ACA Marketplace plans, Medicare Advantage options, and small-group or self-employed coverage. Quote requests submitted through this site are followed up on directly — there's no call center or unrelated third party in between. Agents are compensated by insurance carriers through standard commission arrangements, so getting a quote or asking a question through this site never costs more than going directly to a carrier or HealthCare.gov.
Areas of focus
- ACA Marketplace coverage — individual and family plans, subsidy eligibility, and the 2026 subsidy cliff at 400% of the federal poverty level.
- Medicare Advantage — plan comparison and enrollment timing for Tennesseans turning 65 or aging into Medicare.
- Small-group and self-employed coverage — group plans, QSEHRA and ICHRA reimbursement arrangements, and the ACA employer mandate for growing businesses.
- County- and industry-specific guidance — how carrier availability and typical costs vary across Tennessee's largest cities, counties, and industries.
What "Reviewed by Cameron Erwin" means
Core guides on this site — the cost and subsidy guide, Medicare Advantage overview, family plans, private and PPO coverage, small business tax guidance, and the tools built into the site — carry a line noting they were reviewed by Cameron Erwin. That means the guide was checked for accuracy against current ACA, Medicare, and Tennessee-specific rules by a licensed agent who works with these plans directly, not just written and published without a second look. It doesn't make the page official guidance, and rules change often enough that you should still confirm specifics with a live quote before enrolling — but it means a real, licensed person stands behind what's on the page.
Questions or corrections
If something on this site looks outdated or doesn't match your experience getting a quote, use the Contact page to flag it. See the full About Tennessee Coverage Finder page for more on how the site works and how it's funded.
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