Carrier Availability by City
108 direct answers on whether each of Tennessee's 6 major ACA Marketplace carriers offers plans in 18 major Tennessee cities. Pick a carrier below to see its city-by-city availability.
Why carrier availability varies by city
Insurers file their plan offerings on a county-by-county basis with the Tennessee Department of Commerce and Insurance and CMS each year, which means a carrier can be active in Nashville but absent from a smaller nearby city, or vice versa. A regional carrier tied to a specific hospital system or region, like Alliant Health Plans in Southeast Tennessee, tends to stay concentrated near its home base, while statewide carriers like Blue Cross Blue Shield of Tennessee and Ambetter of Tennessee cast a much wider net.
Blue Cross Blue Shield of Tennessee
Does Blue Cross Blue Shield of Tennessee offer plans in each of these 18 Tennessee cities?
Cigna Healthcare
Does Cigna Healthcare offer plans in each of these 18 Tennessee cities?
Ambetter of Tennessee
Does Ambetter of Tennessee offer plans in each of these 18 Tennessee cities?
UnitedHealthcare
Does UnitedHealthcare offer plans in each of these 18 Tennessee cities?
Oscar Health
Does Oscar Health offer plans in each of these 18 Tennessee cities?
Alliant Health Plans
Does Alliant Health Plans offer plans in each of these 18 Tennessee cities?
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